Author Archives: Site Administrator
Florida Penalties for DUI
According to Florida law, DUI is a criminal offense that is proved by impairment of normal faculties or unlawful blood alcohol content (BAC) of .08 or above. The following are the potential DUI offenses according to the number of convictions: First DUI Offense Maximum jail sentence of six months Fine between $500 and $1,000,… Read More »
Alternatives to Bankruptcy: Debt Consolidation
If you are facing aggressive creditors and mounting debt but wish to avoid bankruptcy, you may be able to seek an alternative solution. In some situations, combining debt can make repayment more manageable, and could help you settle your financial issues more quickly and efficiently. Whether you owe money for unpaid medical bills, credit… Read More »
Chapter 7 vs Chapter 13: The Pros and Cons
Once you have made the decision to file for bankruptcy, you will be faced with the decision of choosing which type of bankruptcy best suits your set of circumstances and will offer you the most effective form of financial relief. The two most common forms of bankruptcy are Chapter 7 and Chapter 13 bankruptcies,… Read More »
Filing for Bankruptcy? Avoid These 6 Things
If you have found yourself in a financial predicament caused by a recent divorce, the loss of a job, or high medical bills, you might already be mulling over the idea of filing for bankruptcy to eliminate your debts. However, you should be careful when navigating these financial waters as there are some decisions… Read More »
Does Bankruptcy Wipe Out All My Debt?
Bankruptcy can eliminate some debt, but it cannot eliminate all types of debt and wipe the slate clean. Before making a decision regarding whether or not you should file for bankruptcy, it is important to understand which debts will be erased and which will not. Generally, you can rid yourself of credit card debt… Read More »
Does Bankruptcy Hurt My Credit Score?
Filing for bankruptcy is a difficult decision, and one that should only be made under the counsel and guidance of a skilled bankruptcy attorney. Although bankruptcy might seem like an end-all situation, it can be a new beginning for many. It is true that your credit score will be heavily impacted by filing for… Read More »
Is It Too Late for Me to Save My Home?
Have you run into financial trouble? As a homeowner, the prospect of losing your house can be devastating. However, once you are facing foreclosure it may seem like you have no other options. Before you give up hope, consider several alternatives that may be available to you as you navigate your current financial circumstances…. Read More »
Can I File My Own Bankruptcy?
The thought of hiring a lawyer can be overwhelming. In the age of the internet, you have worlds of information at your fingertips – it should be easy to figure out what you need to do to file bankruptcy, right? Not necessarily. The legal world is incredibly complex and it is important to really… Read More »
How Long Does Filing a Chapter 7 or 13 Bankruptcy Take?
Time is of the essence when you are looking to file for bankruptcy. Not only are you being harassed by creditors, but you also are ready to get your finances back on track and return to a more normal life. If you are considering filing for bankruptcy, you are probably wondering how long the… Read More »
Benefits of Chapter 13 Bankruptcy
Chapter 13 bankruptcy is a court-approved repayment plan which allows debtors to pay back their debt obligations throughout three to five years, depending on their overall debt and income. The repayment plan gives debtors an opportunity to create one manageable payment each month to their bankruptcy trustee, which means there is absolutely no contact… Read More »