Author Archives: Site Administrator
Can I Keep My Tax Refund If I file for Bankruptcy?
If you are thinking about filing for bankruptcy, you are likely wondering what will happen to your tax refund during your case. In this blog, we explain what you can do to keep your tax refund if you are thinking about declaring bankruptcy. Is My Refund Part of the Bankruptcy Estate? Yes, your refund… Read More »
How a Drug Dealer Gets Caught By Law Enforcement
The United States Drug Enforcement Agency (DEA), spends nearly $15 billion a year on investigating drug crimes. State and local police spend about $25 billion investigating similar drug offenses. With an annual total of $40 billion, about $500 is spent per second investigating drug crimes in the U.S. The DEA collaborates with the FBI,… Read More »
How Is My Credit Score Determined?
Your credit score is essentially a reflection of your ability to pay back the money you borrow. The better your score is, the easier it will be to take out a mortgage, car loan, lease, credit card or other forms of credit from lenders like banks and stores. Information about your our credit score… Read More »
What You Need to Know About Chapter 11 Bankruptcy
Chapter 11 bankruptcy is sometimes referred to as a “reorganization bankruptcy.” This type of bankruptcy is available for corporations, partnerships, and sole proprietorships. Individuals can also file for Chapter 11 if they have too much debt to be eligible for a Chapter 7 bankruptcy. Before you decide to file for Chapter 11 bankruptcy, you… Read More »
The Worst Forms of White Collar Crimes, According to the FBI
The term white collar crime was first coined in 1939, but has since become synonymous with a wide range of deceptive and fraudulent practices committed by business and government professionals. White collar crimes involve deceit, concealment, or violation of trust. These crimes are usually motivated by financial incentives such as gaining more wealth, property,… Read More »
Rebuilding Your Credit: Credit Cards to Use After Bankruptcy
Many people become discouraged about their credit score after filing for bankruptcy. Depending on the type you filed, a bankruptcy can be listed on your credit report for up to 10 years. Even after your bankruptcy is discharged, there is a good possibility that your credit score will remain low until you take the… Read More »
Voting Rights Process for Florida Felons Deemed Unconstitutional By Judge
A federal judge declared that the process for restoring voting rights to felons in Florida is unconstitutional. In a strongly worded ruling, U.S. District Judge Mark Walker said the disenfranchisement of felons who have served their time is “nonsensical” and violates the First and 14th Amendments of the Constitution. While the majority of U.S… Read More »
5 Types of Bankruptcy
If you are considering bankruptcy, you are probably wondering how to get started and what kind of options are available for you. In this blog, we explain 5 different types of bankruptcies to help you determine which option is right for you. Chapter 7 Bankruptcy Sometimes called “liquidation,” “straight bankruptcy,” or “complete bankruptcy,” Chapter… Read More »
What to Do If You Are Charged with a Drug Crime
Although the Florida Office of Drug Control says that over $300 million has been invested in drug control programs statewide, there were still 1,553 arrests for drug-related offenses in Bay County in 2013. In fact, illegal possession of controlled substances are of special concern to law enforcement. According to The Office of Drug Control,… Read More »
Does Bankruptcy Eliminate My Student Debt?
Some people file for bankruptcy under the assumption that their student debt will be eliminated. But does this work? In this blog, we explain if it is actually possible to have your student debts eliminated through bankruptcy. Declaring bankruptcy will not automatically discharge your student loans. Under a Chapter 13 Bankruptcy, your student debt… Read More »
