Author Archives: Site Administrator
How Will Filing Bankruptcy Separately Affect My Spouse?
If your financial obligations become overwhelming and you have a high amount of debt you might consider filing for bankruptcy, which may offer financial relief. One factor you might be thinking about when deciding on taking this legal step is how the action will affect your spouse and their finances. Deciding How to File… Read More »
What Is Florida’s Law on Making a Written Threat to Kill?
At times, life can be tough and filled with various upsets that cause emotional reactions. This is especially true for adolescents who are still trying to figure out how to navigate the world. When a juvenile goes through trying times, they express their feelings in text messages or on social media. Unfortunately, when they… Read More »
How Does Compound Interest Work?
The simple, yet somewhat complicated, definition of compound interest is that it is interest charged on top of interest. Basically, it means that you are paying interest for the total amount of a loan balance, not just the original. Additionally, it can significantly affect how much you owe your lender. The Principal and Interest… Read More »
Is It Illegal to Wear a Mask on Halloween?
Halloween is just around the corner, which means putting on a costume and heading out for a party. Part of your chosen outfit might include a mask, but you might have heard about a Florida statute that bans people from wearing an item that covers their face in public. You might wonder: Does this… Read More »
What Is a Zombie Debt & How Is It Revived?
You believe you’ve settled all your debts and are ready to get a fresh start on life. But then, you get a notice in the mail stating that you owe money on a specific credit card, a loan that you don’t even remember having or that you’re sure you paid off. An old or… Read More »
Can “Stand Your Ground” Always Be Used as a Defense?
Generally, Florida’s “stand your ground” law protects people from facing criminal charges if they use or threaten to use force against a person who unlawfully places them at risk of harm. The defender’s actions must be equal to those of the assailant. That means if Bill punches Tom, Tom can push or threaten to… Read More »
What Happens if You Voluntarily Pay Discharged Debt?
When you file for bankruptcy, some of your debts can be discharged. That means you’re not liable for paying the remaining balance on specific loans. Additionally, creditors and/or lenders are prohibited from attempting to collect on the balance or taking legal action against you to recover funds. Although you are no longer obligated to… Read More »
Failure to Stop for a Police Officer Could Lead to a Felony Charge
Seeing the red and blue lights of a police vehicle behind you could be anxiety-inducing. Receiving a citation could mean paying a hefty fine, having a point placed on your license, or any number of negative consequences. Paralyzed by the fear of a run-in with the law, you may not know what to do…. Read More »
What Is an Automatic Stay and Can it Be Lifted?
The moment a person files for bankruptcy, the court will issue an order for an automatic stay. This document allows the debtor relief, as it is a legal mandate that prohibits creditors from continuing to collect on unpaid debts and stops civil lawsuits. It is valid as long as the bankruptcy is in process… Read More »
Does Wage Garnishment Affect Employment?
If an individual falls behind in payments to a creditor, the company could take legal action to force them to repay the amount owed. One way they can achieve this is by requesting the court to issue a wage garnishment order, which requires that their employer withhold a certain amount of their paycheck. The… Read More »
